:root{--bg: #f4ede1;--bg-elev: #faf5ec;--surface: #ffffff;--surface-sunken: #f0e8d8;--ink: #1f1b14;--ink-soft: #4a4338;--ink-mute: #877e6f;--line: #e5dac6;--line-strong: #d4c5a8;--primary: oklch(.62 .1 160);--primary-soft: oklch(.92 .06 160);--primary-ink: oklch(.32 .08 160);--secondary: oklch(.7 .13 35);--secondary-soft: oklch(.93 .05 35);--secondary-ink: oklch(.38 .1 35);--warn: oklch(.7 .13 80);--good: oklch(.62 .1 160);--r-xs: 8px;--r-sm: 12px;--r-md: 18px;--r-lg: 24px;--r-xl: 32px;--sh-1: 0 1px 0 rgba(31,27,20,.04), 0 1px 2px rgba(31,27,20,.04);--sh-2: 0 1px 0 rgba(31,27,20,.04), 0 8px 24px -12px rgba(31,27,20,.18);--sh-3: 0 30px 60px -28px rgba(31,27,20,.22), 0 8px 16px -10px rgba(31,27,20,.12);--ease-out: cubic-bezier(.2,.7,.2,1);--t-fast: .14s;--t-med: .28s;--pad-card: 28px;--pad-row: 18px;--gap-section: 28px;--mono: "Geist Mono", ui-monospace, SFMono-Regular, Menlo, monospace;--pos: oklch(.5 .13 145);--neg: oklch(.55 .16 28)}:root[data-density=compact]{--pad-card: 20px;--pad-row: 12px;--gap-section: 18px}:root[data-theme=dark]{--bg: #1a1813;--bg-elev: #221f18;--surface: #2a261d;--surface-sunken: #1f1c15;--ink: #f4ede1;--ink-soft: #d7cdb9;--ink-mute: #a0967f;--line: #3a342a;--line-strong: #4d4536;--primary-soft: color-mix(in oklab, var(--primary) 18%, transparent);--secondary-soft: color-mix(in oklab, var(--secondary) 18%, transparent);--pos: oklch(.72 .15 150);--neg: oklch(.7 .16 28)}:root[data-palette=sage]{--primary: oklch(.62 .1 160);--primary-soft: oklch(.92 .06 160);--primary-ink: oklch(.32 .08 160);--secondary: oklch(.7 .13 35);--secondary-soft: oklch(.93 .05 35);--secondary-ink: oklch(.38 .1 35)}:root[data-palette=ocean]{--primary: oklch(.62 .1 230);--primary-soft: oklch(.92 .04 230);--primary-ink: oklch(.34 .08 230);--secondary: oklch(.7 .13 50);--secondary-soft: oklch(.93 .05 50);--secondary-ink: oklch(.38 .1 50)}:root[data-palette=berry]{--primary: oklch(.58 .13 340);--primary-soft: oklch(.93 .04 340);--primary-ink: oklch(.32 .09 340);--secondary: oklch(.68 .12 80);--secondary-soft: oklch(.93 .05 80);--secondary-ink: oklch(.38 .09 80)}*,*:before,*:after{box-sizing:border-box}html,body{margin:0;padding:0}body{font-family:Plus Jakarta Sans,system-ui,-apple-system,sans-serif;background:var(--bg);color:var(--ink);min-height:100vh;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;transition:background var(--t-med) var(--ease-out),color var(--t-med) var(--ease-out)}button{font-family:inherit;cursor:pointer}input{font-family:inherit}a{text-decoration:none;color:inherit}body:before{content:"";position:fixed;top:0;right:0;bottom:0;left:0;pointer-events:none;background:radial-gradient(60% 50% at 85% 0%,color-mix(in oklab,var(--primary) 14%,transparent),transparent 70%),radial-gradient(50% 40% at 0% 100%,color-mix(in oklab,var(--secondary) 12%,transparent),transparent 70%);z-index:0}.app{position:relative;z-index:1;max-width:1240px;margin:0 auto;padding:40px 32px 80px}.app-header{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;margin-bottom:36px;flex-wrap:wrap}.brand{display:flex;align-items:center;gap:14px}.brand-mark{width:44px;height:44px;border-radius:14px;background:var(--ink);color:var(--bg);display:grid;place-items:center;flex-shrink:0}.brand-mark.wealth{background:#1f744f;color:#fff}.brand-text h1{margin:0;font-size:22px;font-weight:700;letter-spacing:-.01em}.brand-text p{margin:2px 0 0;font-size:13.5px;color:var(--ink-mute)}.back-link{display:inline-flex;align-items:center;gap:7px;font-size:13px;font-weight:600;color:var(--ink-soft);padding:7px 14px;border-radius:999px;border:1px solid var(--line-strong);transition:background var(--t-fast) var(--ease-out),border-color var(--t-fast) var(--ease-out),color var(--t-fast) var(--ease-out)}.back-link:hover{border-color:var(--primary);background:var(--primary-soft);color:var(--primary-ink)}.scenarios{display:grid;grid-template-columns:1fr 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summary:after{content:"+";font-size:1.4rem;line-height:1;color:var(--ink-mute);flex-shrink:0}.faq-item[open] summary:after{content:"–"}.faq-answer{padding:0 0 18px}.faq-answer p{margin:0 0 10px;color:var(--ink-soft);line-height:1.7;font-size:.975rem}.faq-answer p:last-child{margin:0}.seo-related ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:12px}.seo-related li{margin:0}.seo-related li a{display:block;padding:14px 18px;border:1px solid var(--line);border-radius:var(--r-md);background:var(--surface);color:var(--ink);font-weight:600;font-size:.95rem;box-shadow:var(--sh-1);transition:border-color var(--t-fast, .14s) ease,transform var(--t-fast, .14s) ease}.seo-related li a:hover{border-color:var(--primary);transform:translateY(-2px)}@media (max-width: 640px){.seo-section{padding:40px 20px 64px}}